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700 score plus

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nicholasyud
Valued Contributor

700 score plus

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 1 of 7
6 REPLIES 6
jamesdwi
Valued Contributor

Re: 700 score plus


@nicholasyud wrote:

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
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Message 2 of 7
nicholasyud
Valued Contributor

Re: 700 score plus

When did you get to 700 ???

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 3 of 7
LS2982
Mega Contributor

Re: 700 score plus

I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old.



EQ FICO 548 3/3/16
Message 4 of 7
nicholasyud
Valued Contributor

Re: 700 score plus

what PR report  ?

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 5 of 7
llecs
Moderator Emeritus

Re: 700 score plus

PR = public record (liens, judgmnets, etc.)

Message 6 of 7
nicholasyud
Valued Contributor

Re: 700 score plus

thanks llec

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 7
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