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Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

700 score plus

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

Valued Contributor
jamesdwi
Posts: 1,205
Registered: ‎09-16-2011

Re: 700 score plus


nicholasyud wrote:

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. 

 

 

Wallet: FNBO DISC 9.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 9.8k, Citi HHonors Gold 6k, Discover IT 6.5k and a nice stack of store cards.
Last APP 6/5/2013
Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 700 score plus

When did you get to 700 ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

Mega Contributor
LS2982
Posts: 15,087
Registered: ‎04-09-2011

Re: 700 score plus

I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 700 score plus

what PR report  ?


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

Moderator
llecs
Posts: 31,922
Registered: ‎08-04-2007

Re: 700 score plus

PR = public record (liens, judgmnets, etc.)

Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 700 score plus

thanks llec


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k


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