@KeithW wrote:My father-in-law said they pulled his FICO the other day and it was 829. I was floored by this. I thought it was almost impossible to break 800. He said he never carries a balance on any card and has never had a late payment on anything in his life. He also pays off all loans way ahead of schedule.
And that my friends, is how you break 800. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I just had my last baddie fall off a day ago and my score is now 810 and 804 on 2 of them. So, breaking 800 can definitely be done. 
@audia4 wrote:I just had my last baddie fall off a day ago and my score is now 810 and 804 on 2 of them. So, breaking 800 can definitely be done.
Very nice... Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
2 months away and I'll be there!....
