837???

[lolabelle]

I just ordered the myFICO score watch trial, got my Equifax FICO, and it says it's 837.

837.

Last I checked was April 2013 and it was 782.  That doesn't even seem possible.  Is that possible?

Oh Em Gee.  Kind of excited (and perplexed) over here!

[user5387]

Scoring model has changed recently from EQ 04 to EQ 08.

But that doesn't make an 837 score invalid.

[lolabelle]

What does the change mean in practical terms?

[Stanic413]

It's been over a year since you last checked your score, so I'd say it's for real.  Nice job!

[Revelate]

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@lolabelle wrote:

What does the change mean in practical terms?

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In reality, not much.

End of the day the only score that matters is the one the lender pulls for your given application.  The report data matters, and in this case your report is gold-plated anyway.

Congratulations on the most excellent score though!

[user5387]

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@lolabelle wrote:

What does the change mean in practical terms?

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http://www.myfico.com/crediteducation/questions/fico8.aspx

[lolabelle]

Thanks!  It's really exciting!

[lolabelle]

Thank you!!

[Involver]

Yes it's possible and kudos on your credit management.

[CreditHealthy]

Wow! Congrats!