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@mborgens wrote:
Here's my info:
Accounts 16 - 9 Revolving; 5 Installment; 2 Mortgage
Accounts w/ balances 3 - 2 credit cards $600 & 1 mortgage
Accounts opened in past year 0
Recent inquiries 1
Ratio of your revolving balances to your credit limits 1%
Your oldest account was opened >20 years
Average age of your accounts >10 years
All of the Installments are at $0
Any lates or old derogs? That's silly
I can guarantee that this score is not based on income. It is based on a great wife who paid the bills on time for years and a little over and a little luck.