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850 x 3

Established Contributor

850 x 3

I know that having 850 across the board isn't going to give me anything extra, but it sure does feel good!  I told my DH about it and he just didn't share my excitement.

 

Fico Scores 2-1-17.JPG

 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 1 of 21
20 REPLIES
Super Contributor

Re: 850 x 3


CribDuchess wrote:

I know that having 850 across the board isn't going to give me anything extra, but it sure does feel good!  I told my DH about it and he just didn't share my excitement.

 

Fico Scores 2-1-17.JPG

 


Well, we share your excitement Smiley Happy That's very cool. Congratulations.

FICO8 EQ 721 TU 747 EX 732 Total revolving credit 454000
Message 2 of 21
Valued Contributor

Re: 850 x 3

Absolutely outstanding! Congrats. Keep up the good work...Smiley Happy

AmexPlat(NPSL) Amex BCP(26k) BofA CR Siggy(15k) NFCU CLOC(15K) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) J Crew(5.9k) Citi Diamond(5.5k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 681(15) EQ 669(17)TU 692(18) AAOA 3.0yrs TCL=167,150
Message 3 of 21
Established Contributor

Re: 850 x 3

That is so cool and so awesome!  We definitely share in the celebration.  We understand. Smiley Wink

 

Mind telling us a short history of your journey?

gardening til: 02/02/2018..updated: 08/31/2017..rebuild: 02/2016 EQ: 648 TU: 642 EX: 657
Curr. Score (Mortgage): EQ 05: 727, TU 04: 754, EX 02: 789
Goal Score (Mortgage): EQ 05: 760, TU 04: 760, EX 02: 789
Curr. Score (Fico 8): EQ: 760, TU: 770, EX: 809
Goal Score (Fico 8): EQ: 800, TU: 800, EX: 809 - Take the myFICO Fitness Challenge
Message 4 of 21
Moderator

Re: 850 x 3

Duchess!

 

Congratulations my forum friend!  A well deserved accomplishment!

 

Would love to hear the current stats of your file if you don't mind sharing, always interesting to get new datapoints on 850's.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 5 of 21
Frequent Contributor

Re: 850 x 3

Way to go CribCuchess! ;-)

 

Nothing but *kudos* to you!


Starting Score: EQ 593, TU 600, EX 612
Current Score: EQ 838, TU 850, EX 847
Goal Score: EQ 750, TU 750, EX 780


Take the myFICO Fitness Challenge
Message 6 of 21
Senior Contributor

Re: 850 x 3

That truly is spectacular!

AMEX BCP $9000- DCU Platinum $10000- PenFed Power $11000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 11/18/17** EX- 762(13) TU- 765(12) EQ- 731(14) UTI 8%- Clean Files
Message 7 of 21
Regular Contributor

Re: 850 x 3

Well done!!!

Fico 8 Scores
10/2017: EQ - 823; TU - 835; EX - 824; Seven CCs ($125,500 CL, 0%-1% UTIL); AoOA = 15.5 years; AAoA = 60 mos.; AoYA = 18 mos.; one mortgage; one car loan; derogs from 2009 and 2010 now gone after 7 years. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 640; 11/2014: EQ - 653; 05/2014 EQ - 653; 11/2013: EQ - 645; 05/2013: EQ - 656;11/2012: EQ - 646;
Message 8 of 21
Established Contributor

Re: 850 x 3

Another 850 threesome, congrats to you also!

Starting Score: EX:570, 8/2011
Current
Scores(11/1/17):
EX08:827; EQ08:827,
TU08:818
Inqs(12 mo): EX/0, EQ/0, TU/2
Goal Scores: 800+
My Cards: BoA Rewards Visa: 20K, Discover IT: 43.3K, Barclays Arrival +: 13.3K, Citi Diamond Preferred: 23.1K, Amex PRG, Amex ED: 22.5K, Amex BCE: 20K, Chase Freedom: 21K, CSR: 35K, Amazon Store: 20K, Macys:4K, Diners Club Premier: 40K
Message 9 of 21
Established Contributor

Re: 850 x 3


SouthJamaica wrote:

CribDuchess wrote:

I know that having 850 across the board isn't going to give me anything extra, but it sure does feel good!  I told my DH about it and he just didn't share my excitement.

 

Fico Scores 2-1-17.JPG

 


Well, we share your excitement Smiley Happy That's very cool. Congratulations.


Thanks very much, SouthJamaica!

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 10 of 21