Re: 90 point increase in one month

solidusEE · ‎01-30-2008

what does PFD stand for?

haulingthescoreup · ‎01-30-2008

@solidusEE wrote:
what does PFD stand for?

Pay for Delete. You offer to pay them, if they will agree in writing to stop reporting the derogatory info.

There's a Guide to Abbreviations at the top of this page. I copy/ pasted it to my desktop when I first joined the forums.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Junejer · ‎01-30-2008

@Anonymous wrote:
I had one verizon collecion I did not like. So I sent a PFD letter. They were very cooperative, deleted before I even payed them. I kept my end of the bargin and payed in full. My EX score went from 662 two 753 just from that one deleted collection. And I owe it all to you guys at this forum. It's all a game, I understand how to play now.

Congrats on the nice move. I need some of that karma.