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@solidusEE wrote:
what does PFD stand for?
@Anonymous wrote:I had one verizon collecion I did not like. So I sent a PFD letter. They were very cooperative, deleted before I even payed them. I kept my end of the bargin and payed in full. My EX score went from 662 two 753 just from that one deleted collection. And I owe it all to you guys at this forum. It's all a game, I understand how to play now.