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A couple of DCU questions

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09Lexie
Moderator Emerita

Re: A couple of DCU questions


@stillirise wrote:

@masscredit wrote:

My DCU scores are always the same as what I view here. Their site updates at the end of the month while scores here update as they happen. The person that I spoke with when I applied for my current auto loan a few months ago asked if I knew my score. I told her it was 699. She pulled it up and said "yup, it's 699". I think their lowest rates are available for scores of around 680 or higher (forget the exact #). 

 

I would think they'd pull a score the day when a loan app is being processed. That would provide them with the most recent score. 


I am assuming DCU is Delta Credit Union. Sorry I am not very current with the acronyms used here. I use DCU for auto loans and everytime I used them the score they pulled was always exactly what was on myfico.

 

They use other systems for different products. I recently applied for a new mortgage loan with them and the scores they quoted were nothing like the scores I had at myfico.

 


DCU is Digital Federal Credit Union out of MA. 

Message 21 of 22
stillirise
New Contributor

Re: A couple of DCU questions


@09Lexie wrote:

@stillirise wrote:

@masscredit wrote:

My DCU scores are always the same as what I view here. Their site updates at the end of the month while scores here update as they happen. The person that I spoke with when I applied for my current auto loan a few months ago asked if I knew my score. I told her it was 699. She pulled it up and said "yup, it's 699". I think their lowest rates are available for scores of around 680 or higher (forget the exact #). 

 

I would think they'd pull a score the day when a loan app is being processed. That would provide them with the most recent score. 


I am assuming DCU is Delta Credit Union. Sorry I am not very current with the acronyms used here. I use DCU for auto loans and everytime I used them the score they pulled was always exactly what was on myfico.

 

They use other systems for different products. I recently applied for a new mortgage loan with them and the scores they quoted were nothing like the scores I had at myfico.

 


DCU is Digital Federal Credit Union out of MA. 


Oh!

 

Thats funny though...Delta Credit Union also seemed to be identical to the EQ myfico score when I applied for car loans but nothing else ever seemed to match that score from Delta or any other bank Ive used.


Starting Score: EQ 680 EX 731 TU 697
Current Score: EQ 742 EX 752 TU 743
Goal Score: 800


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Message 22 of 22
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