Understanding FICO® Scoring

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Regular Contributor
ando35
Posts: 207
Registered: ‎10-05-2010

A state tax lien was deleted.

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‎02-27-2012 07:05 AM

And my score didn't gain a single point!

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llecs
Posts: 31,518
Registered: ‎08-04-2007

Re: A state tax lien was deleted.

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‎02-27-2012 07:05 AM

Do you have any other PRs like a BK, liens, or judgments?

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Gooey
Posts: 63
Registered: ‎12-28-2011

Re: A state tax lien was deleted.

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‎02-27-2012 08:07 AM

I feel your pain.I had a federal and a state tax lien removed recently.After the state was removed I gained zero points.I figured that I had to gain something after the federal lien was removed since It would be my last PR..I thought wrong!!I actually lost 2 points with nothing else in my report changing.I do have a 6 month old late(90 day)on a student loan that is holding my score down but Fico is just ridiculous.Makes no sense.
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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