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Hey credit gurus,
I'm confused by some seemingly conflicting info in my FICO report. On page 2, "Understanding your FICO Score" it says:
You have a short credit history.
Your oldest account was opened19 Years, 2 Months ago, Average age of your accounts11 years
FICO High Achievers [?]opened their oldest account 19 years ago, on average. |
Most FICO High Achievers [?]have an average age of accounts between 6 and 12 years. |
So, it looks like I have a reasonable AAoA, right? Why is it listing that as a negative?
Thanks!
-Anja
It could be based on the number of total accounts? No idea, since my oldest is 6.5, and average is 5 and I'm pretty sure it gave me a 3 as well
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Based on the scoring bucket you are in, on average, your history is younger than most.