Hey credit gurus,
I'm confused by some seemingly conflicting info in my FICO report. On page 2, "Understanding your FICO Score" it says:
You have a short credit history.
Your oldest account was opened19 Years, 2 Months ago, Average age of your accounts11 years
|FICO High Achievers [?]opened their oldest account 19 years ago, on average.|
|Most FICO High Achievers [?]have an average age of accounts between 6 and 12 years.|
So, it looks like I have a reasonable AAoA, right? Why is it listing that as a negative?
It could be based on the number of total accounts? No idea, since my oldest is 6.5, and average is 5 and I'm pretty sure it gave me a 3 as well
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL