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ALMOST in TEAR.......Why did this happen

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Anonymous
Not applicable

Re: ALMOST in TEAR.......Why did this happen

Very strange. I worked so hard and it seems like a major setback. Still hopeful!!!Woman Sad

Message 11 of 24
kjm79
Valued Contributor

Re: ALMOST in TEAR.......Why did this happen

Remove the dispute and see if it goes right back up???? 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 12 of 24
Anonymous
Not applicable

Re: ALMOST in TEAR.......Why did this happen

How do i remove a dispute??

Message 13 of 24
kjm79
Valued Contributor

Re: ALMOST in TEAR.......Why did this happen

Call the CRA and tell them you don't dispute the account. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 14 of 24
Anonymous
Not applicable

Re: ALMOST in TEAR.......Why did this happen

Thanks, I'll try that

Message 15 of 24
kjm79
Valued Contributor

Re: ALMOST in TEAR.......Why did this happen

Let us know if that is indeed what it was.  So strange!


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 16 of 24
haulingthescoreup
Moderator Emerita

Re: ALMOST in TEAR.......Why did this happen

I'm still baffled that the reasons that you posted that came along with the score change talk about your score going UP, not down!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 17 of 24
kjm79
Valued Contributor

Re: ALMOST in TEAR.......Why did this happen


@haulingthescoreup wrote:

I'm still baffled that the reasons that you posted that came along with the score change talk about your score going UP, not down!


That's a perfect example as to how sometimes the alerts don't correlate to specific score changes. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 18 of 24
BrownSugah66
Regular Contributor

Re: ALMOST in TEAR.......Why did this happen

OMG...The same thing happenned to me! On 8/01/11 my EQ score was 635, on 08/03/11 it dropped to 601, and on 08/04/11 it dropped again to 594. I submitted an online dispute to EQ on 07/26/11 and this is the ONLY activity that has happenned.

 

Please share with us your findings on the reason your score dropped so much.Smiley Indifferent










Message 19 of 24
llecs
Moderator Emeritus

Re: ALMOST in TEAR.......Why did this happen

OP....nothing changed on those TLs per a dispute and the two dates look the same. Something else happened. I'd pull your EQ from somewhere to see if anything was added.

Message 20 of 24
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