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r92503lind wrote:I have a question on how the age of accounts is reviewed.I have a relatively short credit history other than a few accounts. But when I do the score detail on the site it says I have a credit history of 2 years and this is hurting me. I have a few credit cards that I obtained at the end of last year and I would imagine this would hurt my average age.My question is if I close these accounts would it help or does the age review closed accounts as well?Also am I better off to request higher limits on my credit cards than to have 8 credit cards with low limits to increase the available revolving credit and increase my score?Thanks again!
Not sure with the FAKOs! If you close any cards just pay very close attention to your util%, ideally you want 1-9% reporting.
r92503lind wrote:I was only thinking about doing this to 2 accounts I would not close ALL CC.Does the FAKO calc method for EX and TU count closed and open accounts the same way as FICO?
@Anonymous wrote:I was only thinking about doing this to 2 accounts I would not close ALL CC.Does the FAKO calc method for EX and TU count closed and open accounts the same way as FICO?