Account aging

[Anonymous]

I know that the average age of accounts is a significant factor in determing your score.  At what age of account do you move from new credit to established?  Current average age of accounts is 4 years, but I believe I have some old, closed accounts which are reported as open and could be removed at any time lowering my average age to 2 years.  Any help would be appreciated.

[Tuscani]

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Bluesque wrote:

I know that the average age of accounts is a significant factor in determing your score.  At what age of account do you move from new credit to established?  Current average age of accounts is 4 years, but I believe I have some old, closed accounts which are reported as open and could be removed at any time lowering my average age to 2 years.  Any help would be appreciated.

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MODS: Please move to proper forum.

Why do you want the old accounts removed? Are they derogs?

[Anonymous]

The accounts in question were 60 days late at one point. 

[Tuscani]

Have you tried a goodwill letter?

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2661