Accounts totally different score effects between TU and EQ...hmmm...Barry?

[mountainmom]

Arrow was reporting old account ... they fell off this summer with very little score effect.

November LVNV reported these accounts. EQ dropped 22 pts and is already starting to rebound.

TU dropped a whopping 131 points!

I would "think" these accounts are reporting the same to both TU and EQ. Are the FICO algorithms reading them differently? Is TU Fico reading it as newer? Equifax FICO must be seeing it as older and TU FICO as newer.

Very frustrating to see an old account (over 5 years old) causing such a drastic drop and to see these inconsistencies between the two FICO scoring models.

[pizzadude]

TU and EQ FICO should give somewhat similar results assuming that the information on both reports is identical.   I would guess that there are some discrepencies betwen the two reports, and that would explain the score difference.