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Adding Aged Off Accounts to Increase Credit Score

New Member

Adding Aged Off Accounts to Increase Credit Score

I recently had a financial meltdown and am trying to rebuild my credit.  I have some old accounts that were closed and in good standing but have fallen off my credit report.  My question is- if it is infact possible to have the credit bureaus to add them back, would it help increase my credit score?

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Epic Contributor

Re: Adding Aged Off Accounts to Increase Credit Score

Probably not.  Closed accounts in good standing stay for up to 10 years then the CRAs clean house.

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Established Contributor

Re: Adding Aged Off Accounts to Increase Credit Score

But at the same time, I have a few accounts that were paid off and closed more than 12 years ago and they are still reporting.  I think I shall keep hoping they don't get cleaned lol.


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

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Epic Contributor

Re: Adding Aged Off Accounts to Increase Credit Score

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