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New Member
infaith365
Posts: 2
Registered: ‎03-25-2013
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Adding Aged Off Accounts to Increase Credit Score

I recently had a financial meltdown and am trying to rebuild my credit.  I have some old accounts that were closed and in good standing but have fallen off my credit report.  My question is- if it is infact possible to have the credit bureaus to add them back, would it help increase my credit score?

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guiness56
Posts: 22,406
Registered: ‎01-17-2008
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Re: Adding Aged Off Accounts to Increase Credit Score

Probably not.  Closed accounts in good standing stay for up to 10 years then the CRAs clean house.

Established Contributor
VirtualCuriosity
Posts: 707
Registered: ‎09-10-2010
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Re: Adding Aged Off Accounts to Increase Credit Score

But at the same time, I have a few accounts that were paid off and closed more than 12 years ago and they are still reporting.  I think I shall keep hoping they don't get cleaned lol.


TU98 700, TU08 700, EQ 726, EX 694 (As of 10/2014) - Personal Goal = 760+

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guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Adding Aged Off Accounts to Increase Credit Score


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