03-25-2013 06:23 PM
I recently had a financial meltdown and am trying to rebuild my credit. I have some old accounts that were closed and in good standing but have fallen off my credit report. My question is- if it is infact possible to have the credit bureaus to add them back, would it help increase my credit score?
03-25-2013 09:22 PM
03-25-2013 11:52 PM
But at the same time, I have a few accounts that were paid off and closed more than 12 years ago and they are still reporting. I think I shall keep hoping they don't get cleaned lol.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 11-21-14
03-26-2013 11:47 AM
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.