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Adding an installment loan -- the Share Secure technique

Valued Contributor

Re: Adding an installment loan -- the Share Secure technique

Check your spam folder for the Alliant welcome email -- some people here had it go to spam.

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Message 1511 of 1,643
Member

Re: Adding an installment loan -- the Share Secure technique

[img]https://i.imgur.com/FePqJD7.png[/img]

https://imgur.com/FePqJD7

 

REJECTED!

 

What? Why? Now what? 

Message 1512 of 1,643
Valued Contributor

Re: Adding an installment loan -- the Share Secure technique

Did you qualify for membership based on their membership requirements?

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Message 1513 of 1,643
Member

Re: Adding an installment loan -- the Share Secure technique

I made their donation to foster care.. 

Message 1514 of 1,643
Member

Re: Adding an installment loan -- the Share Secure technique

I called them and they wouldn't say anything other than expect their letter in the mail.. 

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Message 1515 of 1,643
Contributor

Re: Adding an installment loan -- the Share Secure technique

Got a response from Alliant today by email. They want me to to make copies of my driver's license/state ID, SS card, and provide at least one other document with my name and address. The problem, I don't have any of the documents with my name or address that they listed. I could send either a utility bill, mortgage statement/lease agreement, vechicle title/insurance/policy/registration, property tax/insurance bill, or voters registration card. Don't have any of those listed :/ Don't know what to do.  


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Message 1516 of 1,643
Valued Contributor

Re: Adding an installment loan -- the Share Secure technique

Your driver's license or state ID don't have your current address?

 

That's a red flag there for a lot of banks, not just Alliant.

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FICO alert: why did my credit score drop???
Message 1517 of 1,643
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Contributor

Re: Adding an installment loan -- the Share Secure technique

My state ID and SS are not the issue. It's the third and final document I don't have from the list that they provided. Don't have anything under my name like that :/

EX FICO 8 - 763 (11/17) | TU FICO 8 - 777 (11/17) | EQ FICO Bankcard 8 - 798 (11/17)
Message 1518 of 1,643

Re: Adding an installment loan -- the Share Secure technique

For those who used this SSL, how much did your credit score increase?

 

and are student loans considered installment loans or is that only for car payments?

Message 1519 of 1,643
Valued Contributor

Re: Adding an installment loan -- the Share Secure technique


squarebasketball wrote:

For those who used this SSL, how much did your credit score increase?

 

and are student loans considered installment loans or is that only for car payments?


Lots of data points in this long thread telling you how many points people got.

 

Student loans are installment loans so if you have student loans reporting this technique won't help you.

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03/1712/17My 11 Rules to Credit RebuildingFree FICO Scores!
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Message 1520 of 1,643