06-15-2007 05:22 PM
06-15-2007 05:27 PM
Print all three of your FICO reports and do a side by side comparison. Obviously there are differences on what is being reported to each CRA. Do you have late payments reporting, any collections or charge offs. Is your util high. etc. etc. Let us know!
Neblett wrote:I was very excited tonight...then not.Several changes in my Equifax report, as seen via TrueCredit, bade well for my score's increading, so I thought it was time to finally throw away the FAKOs and get with the FICOs.And boy was I glad I did ... for a few minutes.My TrueCredit Scores as of today:TU: 573EX: 604EQ: 537So, I bought myFICO score with ScoreWatch today.EQ - 668!!!!Yay!!! Keep in mind 1.5 months ago, my FICO EQ score was 420, so this is Hallelujah-worthy.I was so happy, because this might mean I could successfully apply for that car loan a month earlier than I was wanting to. But I knew one score wouldn't be enough...So then I decided, since the FAKOs were so significantly different in EQ's case (EQ has given me the hardest time of all of the CRAs), I would check my other 2 scores using myFICO.TU: 536EX: 563What the hey?!
06-15-2007 07:24 PM
06-15-2007 07:36 PM
Okay, here's a question.
When you go to an auto dealer that pulls TU and EQ, like the dealer I want to get my car from, and they pull one that is 668 (my EQ FICO) and one that is 536 (my TU FICO), how do they score you, since there is such a huge disparity?
06-15-2007 07:51 PM
06-15-2007 07:56 PM
What does the email say? Did they send you a letter snail mail?
Just applied for Capital One Auto and received an email from their Custom Finance Program - what does that mean? I also received a rejection email from RoadLoans, even though I didn't apply for a loan through them.
06-15-2007 07:57 PM - edited 06-15-2007 07:58 PM
06-15-2007 07:59 PM
06-15-2007 08:06 PM
06-15-2007 09:42 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.