06-15-2007 05:22 PM
06-15-2007 05:27 PM
Print all three of your FICO reports and do a side by side comparison. Obviously there are differences on what is being reported to each CRA. Do you have late payments reporting, any collections or charge offs. Is your util high. etc. etc. Let us know!
Neblett wrote:I was very excited tonight...then not.Several changes in my Equifax report, as seen via TrueCredit, bade well for my score's increading, so I thought it was time to finally throw away the FAKOs and get with the FICOs.And boy was I glad I did ... for a few minutes.My TrueCredit Scores as of today:TU: 573EX: 604EQ: 537So, I bought myFICO score with ScoreWatch today.EQ - 668!!!!Yay!!! Keep in mind 1.5 months ago, my FICO EQ score was 420, so this is Hallelujah-worthy.I was so happy, because this might mean I could successfully apply for that car loan a month earlier than I was wanting to. But I knew one score wouldn't be enough...So then I decided, since the FAKOs were so significantly different in EQ's case (EQ has given me the hardest time of all of the CRAs), I would check my other 2 scores using myFICO.TU: 536EX: 563What the hey?!
06-15-2007 07:24 PM
06-15-2007 07:36 PM
Okay, here's a question.
When you go to an auto dealer that pulls TU and EQ, like the dealer I want to get my car from, and they pull one that is 668 (my EQ FICO) and one that is 536 (my TU FICO), how do they score you, since there is such a huge disparity?
06-15-2007 07:51 PM
06-15-2007 07:56 PM
What does the email say? Did they send you a letter snail mail?
Just applied for Capital One Auto and received an email from their Custom Finance Program - what does that mean? I also received a rejection email from RoadLoans, even though I didn't apply for a loan through them.
06-15-2007 07:57 PM - edited 06-15-2007 07:58 PM
06-15-2007 08:06 PM
06-15-2007 09:42 PM
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