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I am in the process of refinancing one of our properties. This mortgage (not primary residence with some lates, but during the mortgage crisis) has been in profile since 2003. Still have two other mortgage tradelines on report as well. What affect will refinancing this loan and the new loan have on score? Also trying to refinance automobile so trying to time everything for maximum score for rate.
Thanks
@torebuild2014 wrote:I am in the process of refinancing one of our properties. This mortgage (not primary residence with some lates, but during the mortgage crisis) has been in profile since 2003. Still have two other mortgage tradelines on report as well. What affect will refinancing this loan and the new loan have on score? Also trying to refinance automobile so trying to time everything for maximum score for rate.
Thanks
An additional counted inquiry on every report, possible change in AAOA from the new tradeline for the refinance typically. Similar with the auto.
As soon as the refi finalized I'd probably just go chase the car loan immediately afterwards.