No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
.......is there a hard range in the amount of weeks or months before the FICO scores rebound and turn around again if nothing else changes? On one bureau after 2 approvals i noticed a 12 point subtraction. Does it also depend on the notorious "bucket" you come under? For example, i hypothetically assumed that with my 2 approvals that 2 HP's equal a 5 point drop each and the mere reporting of those same 2 lines a 1 point each drop accounting for the full 12 point FICO point lowering.
Does this math fall in line accurately enough with a common expectation from what i just explained? At exactly or approximately how many months afterwards until the scores go back up again?
General rule
3-5 point for a HP
3-5 point for new TL reporting (AAoA)
Recovery time 3-6 months
As always YMMV
@myjourney wrote:General rule
3-5 point for a HP
3-5 point for new TL reporting (AAoA)
Recovery time 3-6 months
As always YMMV
Hopefully it's 3 months for my scores but now you show that range it likely depends on other factors if the recovery of points come sooner or later. Thanks