Alliant claims my account is reporting accurately but its not !

[tussking]

Neither my account or score has updated on CCT but on experian credit tracker its 16 points higher than CCT and it shows the correct balance.

[Anonymous]

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@tussking wrote:

Neither my account or score has updated on CCT but on experian credit tracker its 16 points higher than CCT and it shows the correct balance.

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For me it doesn't show on experian credit tracker or CCT.  My FICO scores are the same between CCT and EX CT. 

[CreditDunce]

My Alliant SSL never showed up on EX either.  I haven't pulled my free report, but none of my free services show it.  I am not going to call and draw attention to the SSL, though.

@palmdate, did you check Experian's free site.  It gives a free monthly report in addition to your EX-08 score.  The report doesn't include SP's.

https://www.freecreditscore.com

I am just curious if the Alliant SSL report will show up once I pull my free report.  It isn't important enough to me to use the backdoor method to check.

[Anonymous]

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@Anonymous wrote:

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@tussking wrote:

Neither my account or score has updated on CCT but on experian credit tracker its 16 points higher than CCT and it shows the correct balance.

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For me it doesn't show on experian credit tracker or CCT.  My FICO scores are the same between CCT and EX CT. 

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Same here, no update on EX or CCT, using the "Backdoor" i was able to see that it shows balance of $44, see here:

Account name: ALLIANT CREDIT UNION

Account number: xxxxxxxxx....

Recent balance: $44 as of 07/31/2016

Date opened: 06/2016

Status: Open/Never late.

Here what i see on EX and CCT:

ALLIANT CREDIT UNION

 Account Number: xxxxxxxxx....

Account Type: Installment Loan

Terms: 60 Months

Date Opened: 06/01/2016

Account Status: Open

Payment Status: Paid

Status Updated: 06/01/2016  --> WTH ??

Balance: $80.00

That is not good 

[Anonymous]

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@CreditDunce wrote:

My Alliant SSL never showed up on EX either.  I haven't pulled my free report, but none of my free services show it.  I am not going to call and draw attention to the SSL, though.

@palmdate, did you check Experian's free site.  It gives a free monthly report in addition to your EX-08 score.  The report doesn't include SP's.

https://www.freecreditscore.com

I am just curious if the Alliant SSL report will show up once I pull my free report.  It isn't important enough to me to use the backdoor method to check.

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CreditDunce, I did not check freecreditscore.com, but I do have the free credit monitoring directly from experian website. (Experian has multiple free product websites I believe)  My Creditchecktotal, and my Free experian report from usa.experian.com (log in there or through the experian.com website) both do not display the alliant loan, but the loan is reporting correctly as verified through the experian back door. 

[manyquestions]

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@Anonymous wrote:

I just check via the experian back door, and my alliant loan is showing up correctly.  That means there is either a display issue with CCT, or something else.  

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Looks like it is an Experian or CCT issue.

[Anonymous]

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@manyquestions wrote:

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@Anonymous wrote:

I just check via the experian back door, and my alliant loan is showing up correctly.  That means there is either a display issue with CCT, or something else.  

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Looks like it is an Experian or CCT issue.

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All that posting...and then I just did my daily refresh, and bam, it is now showing up.  Also, my score increased from 697 to 713. 

[tussking]

Would you know it ! Today CCT is updated to reflect the correct balance and score ! I think ALLIANT updated the #'s yesterday...

[Revelate]

Huh, I guess EX has a caching layer too vis a vis TU's problems over the years with stale data.