No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
How do you know it is Beacon 5.0 and not Beacon 08?
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
I asked to get switched over to eq08 few months ago, I got brand new credit report when I got switched over. Also my score didn't change one point when I migrated over to eq08.
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
@DaveSignal wrote:
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
I never received a score watch alert for a change. They are all related to new accounts, paid/closed accounts or just account balance changes. Has 100% of the community been changed?
@BluePoodle wrote:
@DaveSignal wrote:
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
I never received a score watch alert for a change. They are all related to new accounts, paid/closed accounts or just account balance changes. Has 100% of the community been changed?
Not certain, I'll ask: I thought they were but perhaps not.
@Revelate wrote:
@BluePoodle wrote:
@DaveSignal wrote:
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
I never received a score watch alert for a change. They are all related to new accounts, paid/closed accounts or just account balance changes. Has 100% of the community been changed?
Not certain, I'll ask: I thought they were but perhaps not.
Ok, thanks! If I did change over, never saw a change in score or a notification of it. I guess that would be good that my score was the same at least.
@Revelate wrote:
@BluePoodle wrote:
@DaveSignal wrote:
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
I never received a score watch alert for a change. They are all related to new accounts, paid/closed accounts or just account balance changes. Has 100% of the community been changed?
Not certain, I'll ask: I thought they were but perhaps not.
Just wondering if you ever found out if everyone has been converted to FICO 08? How would I find out?
@BluePoodle wrote:
@Revelate wrote:
@BluePoodle wrote:
@DaveSignal wrote:
@BluePoodle wrote:I have been reading and seeing posts about the roll out of FICO 08 but I have never seen a change in my score nor have a received a notification that my account has swithched to FiCO 08. Am I the only one?
I am not sure I want the new version but I just wonder who else is still waiting to be changed over?
If you look at the FICO Score History tab in ScoreWatch, one of the alerts should be for when your score was updated.
I never received a score watch alert for a change. They are all related to new accounts, paid/closed accounts or just account balance changes. Has 100% of the community been changed?
Not certain, I'll ask: I thought they were but perhaps not.
Just wondering if you ever found out if everyone has been converted to FICO 08? How would I find out?
Heard back unofficially that the vast majority of people have been migrated but there are a few people who didn't get upgraded during the mainline process (exceptions / bugs / etc, and what not) and are being handled on a case by case basis.
To my knowledge, everyone who was upgraded certainly past the initial test grouping received an alert notification: if you haven't, you likely haven't been upgraded, but short of calling in and requesting it I don't know any way to expedite the upgrade if someone was one of the exceptions.
That all said, I'd still rather be on FICO '04 but that's just me, and as such I wouldn't go poking the bear .