American Honda--Goodwill Letter

[vaupinya1]

American Honda list 3 late payments from 2002, should I send a goodwill letter or are these late really not making a difference at this point?

[FICOnater2007]

Absolutely!

We had a similar situation on my wife's Civic and I actually called these folks on the phone.  They were very friendly and promptly took care of it.  In our case, this car loan was showing as an "Adverse Account" on our TU credit report, and there were only three lates (30-days each) dating back to the fall of 2004.

A couple of things in our favor:

1. My wife's car is about 4 payments away from being paid off --- I used this as leverage.
2. My car (a 2005 Civic financed through them also) had no late payment on record -- and I used this as leverage too!

Good luck my friend!

FICOnater2007

P.S. TU, EQ, and EX were all quick to remove the lates.

[Anonymous]

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FICOnater2007 wrote:

Absolutely!

We had a similar situation on my wife's Civic and I actually called these folks on the phone.  They were very friendly and promptly took care of it.  In our case, this car loan was showing as an "Adverse Account" on our TU credit report, and there were only three lates (30-days each) dating back to the fall of 2004.

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I plan on contacting Honda for one item.  Is the best place to do so through the Irving, TX contact info? 

TIA,

Hank