Posts: 116
Registered: ‎06-08-2013

Amex Fico

So the wife gets a revolver with Amex and the FICO comes because we got the middle tier, I guess.  


Key factor that contributed to score:

#1 = number of accounts with delinquency.  


So I go pull a fresh experian.  NONE listed!  Unless you consider a 30 day late in 2006 - but I though that only hit FICO scores for 2 years.  


Any ideas smart people?!

Starting Score: 573
Current Score: 764 EX (FAKO)
Goal Score: 760 all 3

Take the myFICO Fitness Challenge
Posts: 3,176
Registered: ‎10-19-2012

Re: Amex Fico

Negative items affect your score for as long as they remain on your credit report. 

Posts: 9,674
Registered: ‎01-28-2010

Re: Amex Fico

Moved to understanding FICO scoring.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor
Posts: 1,060
Registered: ‎02-06-2013

Re: Amex Fico

   Sounds like you have a really clean credit report and the model had to grasp at straws and split hairs to find anything to be critical of you about. Sometimes when you have a really good score it messes the part of the scoring that provides an analysis of negative and positive contributors to your score. I would take it with a grain of salt to throw in another figure of speech to a response which is already full of them.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+