Hello, I just recently got married and am trying to figure out what to do with all the credit cards that my wife and I have separately. I've heard that under Fico08, Authorized Users are a bad thing - Joint Accounts are a good thing. One of my cards is an American Express Plat Cash Rebate card. Amex says that they don't do Joint Accounts, only Authorized Users. Is this the case? If I make my wife an Authorized User, won't that hurt her score in Fico08? What are other Amex Users doing?
Message Edited by dtcfico on 08-19-2007 02:35 PM