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Amnesian wrote:Thank you for the pointers.So hopefully it is not my Amex that is counting against my utilization ratio.TU lists the Amex as an "Open Account" and does not list Credit Limit.Experian lists it as "Revolving" and "Credit Limit/Original Amount": NA.The Citi American Express MasterCard is a Revolving Account that does not report Credit Limit. Should I be careful with this card?