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Any way to get a free Equifax credit score...

Regular Contributor

Any way to get a free Equifax credit score...

Without the free trial and without applying for credit?  

 

I know it's highly unlikely, but thought it's worth asking.  Smiley Tongue


Starting Score: 732 (EQ)
Current Score: EQ 08 - 837! Whoo!! (5/14/14);EQ 04 - 795! (5/15/14) 748 (TU - 5/21/12); 760 (EX - 4/16/12 AMEX pull)
Original Goal Score: 760+ EQ --> decimated!
New Goal Score: Just keep swimming...


Take the FICO Fitness Challenge






Message 1 of 6
5 REPLIES
Moderator

Re: Any way to get a free Equifax credit score...


lolabelle wrote:

Without the free trial and without applying for credit?  

 

I know it's highly unlikely, but thought it's worth asking.  Smiley Tongue


Open up a card with DCU and get it free monthly.  Think one or two other places offer similar; however, while we can get reports for free (at least the once annual) in general it's a challenge to get FICO scores gratis and typically involves opening up a particular card or account at a credit union.

 

Admittedly I have both a DCU card for EQ '04, and a Wally card for TU '08 Smiley Happy.  Though DCU hooked me up on the auto loan and Wally along with Amex are my CLI chasing tradelines so there are some additional benefits I obtained besides the free monthly scores.

 

 

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


Take the myFICO Fitness Challenge
Message 2 of 6
Regular Contributor

Re: Any way to get a free Equifax credit score...

Thanks.  Smiley Happy

 

I'm avoiding inquiries and new credit like the plague.  I guess I can just wait a month until I'm sure these last inquiries have turned a year old and pay for a score.  It would be nice if it weren't so darned expensive, at least!  $19.95 for a score seems crazy.


Starting Score: 732 (EQ)
Current Score: EQ 08 - 837! Whoo!! (5/14/14);EQ 04 - 795! (5/15/14) 748 (TU - 5/21/12); 760 (EX - 4/16/12 AMEX pull)
Original Goal Score: 760+ EQ --> decimated!
New Goal Score: Just keep swimming...


Take the FICO Fitness Challenge






Message 3 of 6
Senior Contributor

Re: Any way to get a free Equifax credit score...

Sign up for scorewatch and cancel before the 10 days are up.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 4 of 6
Established Member

Re: Any way to get a free Equifax credit score...

Pardon the ignorance. . But what is a DCU card?
Credit Rookie..taking control
Message 5 of 6
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Blogger

Re: Any way to get a free Equifax credit score...


ThunderCat33 wrote:
Pardon the ignorance. . But what is a DCU card?

A quick Google search turns up Digital Credit Union credit card. I hope this is correct.

 

Message 6 of 6