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Regular Contributor
Posts: 160
Registered: ‎11-03-2009
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Any way to get a free Equifax credit score...

Without the free trial and without applying for credit?  

 

I know it's highly unlikely, but thought it's worth asking.  :smileytongue:


Starting Score: 732 (EQ)
Current Score: EQ 08 - 837! Whoo!! (5/14/14);EQ 04 - 795! (5/15/14) 748 (TU - 5/21/12); 760 (EX - 4/16/12 AMEX pull)
Original Goal Score: 760+ EQ --> decimated!
New Goal Score: Just keep swimming...


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Moderator Emeritus
Posts: 10,898
Registered: ‎12-30-2011
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Re: Any way to get a free Equifax credit score...

[ Edited ]

lolabelle wrote:

Without the free trial and without applying for credit?  

 

I know it's highly unlikely, but thought it's worth asking.  :smileytongue:


Open up a card with DCU and get it free monthly.  Think one or two other places offer similar; however, while we can get reports for free (at least the once annual) in general it's a challenge to get FICO scores gratis and typically involves opening up a particular card or account at a credit union.

 

Admittedly I have both a DCU card for EQ '04, and a Wally card for TU '08 :smileyhappy:.  Though DCU hooked me up on the auto loan and Wally along with Amex are my CLI chasing tradelines so there are some additional benefits I obtained besides the free monthly scores.

 

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Regular Contributor
Posts: 160
Registered: ‎11-03-2009
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Re: Any way to get a free Equifax credit score...

Thanks.  :smileyhappy:

 

I'm avoiding inquiries and new credit like the plague.  I guess I can just wait a month until I'm sure these last inquiries have turned a year old and pay for a score.  It would be nice if it weren't so darned expensive, at least!  $19.95 for a score seems crazy.


Starting Score: 732 (EQ)
Current Score: EQ 08 - 837! Whoo!! (5/14/14);EQ 04 - 795! (5/15/14) 748 (TU - 5/21/12); 760 (EX - 4/16/12 AMEX pull)
Original Goal Score: 760+ EQ --> decimated!
New Goal Score: Just keep swimming...


Take the FICO Fitness Challenge






Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
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Re: Any way to get a free Equifax credit score...

Sign up for scorewatch and cancel before the 10 days are up.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Established Member
Posts: 29
Registered: ‎04-05-2013
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Re: Any way to get a free Equifax credit score...

Pardon the ignorance. . But what is a DCU card?
Credit Rookie..taking control
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Posts: 3,348
Registered: ‎10-19-2012
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Re: Any way to get a free Equifax credit score...


ThunderCat33 wrote:
Pardon the ignorance. . But what is a DCU card?

A quick Google search turns up Digital Credit Union credit card. I hope this is correct.

 

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