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Established Member
typist
Posts: 36
Registered: ‎09-11-2007
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Re: Anyone Want To Take A Stab At Guessing My Next FICO Score?

wow...thank you, that was impressive.  :smileyhappy:
Moderator Emeritus
fused
Posts: 16,372
Registered: ‎03-12-2007
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Re: Anyone Want To Take A Stab At Guessing My Next FICO Score?



typist wrote:
My current score is 659 with EQ, 648 with EX, and 642 with TU.
 
As of my last report, I had $5,036 in credit card balances, with 42% utilization overall.
 
As of today, after I just sent out some checks, I have $2,350, with  20% utilization overall.
 
How much should my score jump, if at all, the next time it reports?


My guess, assuming no other changes occur, 15-25 points.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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