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You have too many credit accounts. NOT SURE WHAT I CAN DO ABOUT THIS......ANY IDEAS??????? I thought lots of old credit was good.
FICO High Achievers have an average of 6 accounts currently paid as agreed. |
Your FICO score takes into account the number of accounts (such as credit cards or installment loans) on your credit report. You have a large number of accounts. In general, people who have a large number of accounts pose more of a risk to lenders than people with a moderate number of accounts.
What to do about this: Avoid opening more credit accounts at this time and as a general rule, if you don't need or plan to use credit, don't apply for it.
i would ignore it. if all your accounts are positive, you have nothing to worry about, because you are doing everything right.