LadyFICO wrote:I have 3 cc that reach the 1 year mark soon, 2 in June and 1 in July and an installment loan in july as well. Does anyone know what the boost maybe for these aging to the 1 year mark. I know new credit is 10% of fico score (approx 85 points) and I have been told this is a negative factor for me. Do you think between now and august I should be getting a nice bulk of that fico score back? I have a total of 5 new which will drop to 2 due to a new install getting ready to hit. (I will get dinged for new and overall util but I hope the aging will add to hx lessening the negative impact)Just hoping to see some other factors come into play to help boost the score.
LadyFICO wrote:Is that you NWM ?Thanks for you feedback sounds good! But what happened to when the soviets of the new world order. rise up then the fico score will go up....FYI, I have those stubborn s/p cards that mostly do periodic reviews or they want to do a hard pull each time!