05-01-2007 07:34 AM
05-01-2007 07:38 AM
That is not a lot of inqs. What are your FICO scores (from myfico.com)? You shoud always know your latest scores and what is on your report before applying for credit.
ktl55 wrote:Ok, is it necessary to apply for more credit to repair my credit? Thusfar I have had all but 2 negatives on my 3 CR's deleted. The BB is on all 3 reports. I think it was either 8 or 9 in total spread out over my 3 reports with a total of maybe $1200 in all. Lucky me. I have a lot of inquiries that I think may be weighing me down, most are due to come off this year. At what point should I start applying for credit if it will help repair my credit? I guess I'm asking what should my credit report and score look like before I start applying.............if I have to? I have 1 Chase CC with a $400 limit and a student loan that is paid on time since 2001.
Equ - 0 (all deleted)
Exp - 9
TU - 12
05-01-2007 07:53 AM
05-01-2007 08:00 AM
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