I have just recently subscribed to the scorewatch program, and so don't know what to expect in terms of credit score monitoring. Our family is in the process of moving out of state, and have been shifting payments away from our bank account to our credit cards. When our credit card balances rose about $1,000, my score went from 807 to 689. When a different card reported an additional $500 in new balance, my score went from 689 to 796. This is within the span of the last ten days. Is this normal? What I have read has suggested that slow and steady wins the race, and not reports about these type of roller coaster numbers.