07-24-2007 08:46 AM
07-24-2007 11:17 AM
courthousedoc wrote:I just pulled my free annual credit reports and paid for the scores from all 3 companies (even though I have ScoreWatch from EQ). The EQ report was exactly what I have on my EQ account (with FICO from 300-850). However, the TU and EX show scores considerably higher (150-175 points higher) because they are based from 500 - 990. Is that normal for TU and EX to do that? Are their scores FICO scores or some other scoring methodology? Is there any formula to calculate the TU & EX scores using the same method as EQ?TIA.