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Are all Credit Bureaus updated at the same time?

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masscredit
Valued Contributor

Are all Credit Bureaus updated at the same time?

When I see that one CB has been updated for an account, is it safe to presume that all three have been updated? 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 5
4 REPLIES 4
mongstradamus
Super Contributor

Re: Are all Credit Bureaus updated at the same time?


@masscredit wrote:

When I see that one CB has been updated for an account, is it safe to presume that all three have been updated? 


In my limited experience that doesn't always seem to be the case. Its usually experian first, then equifax day later, and TU maybe two or three days after that. YMMV but that is how its always been for me at least. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 5
masscredit
Valued Contributor

Re: Are all Credit Bureaus updated at the same time?

I saw that my Barclay's payment posted to my Credit Sesame yesterday (EX). About 30 minutes after posting this I got a Score Watch alert from here saying that my EQ had been updated and my score went from 681 to 695. I've been waiting for this to happen before I try for increases to my Walmart and JCP accounts. I'll wait to Monday. TU should be updated by then. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 3 of 5
guiness56
Epic Contributor

Re: Are all Credit Bureaus updated at the same time?


@masscredit wrote:

When I see that one CB has been updated for an account, is it safe to presume that all three have been updated? 


Do you know how great that would be if they did lol.

Message 4 of 5
Kratos-TM
Frequent Contributor

Re: Are all Credit Bureaus updated at the same time?

Monstradamus is exactly right. That's how they report with me too.

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 5 of 5
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