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New Contributor
Posts: 81
Registered: ‎01-29-2013
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Are the scores given on experian.com FAKO?

I read on the experian website that their scores were generated by PLUS Score, not FICO. Where do you obtain FICO Experian scores?


Starting Score: 548
Current Score: EX686EQ682,TU???
Goal Score: 760


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Posts: 885
Registered: ‎09-10-2010
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Re: Are the scores given on experian.com FAKO?


knightlynews wrote:

I read on the experian website that their scores were generated by PLUS Score, not FICO. Where do you obtain FICO Experian scores?


I believe you can get the Experian FICO score from your lender, or some Credit Unions.  I know people talk about one specifically that is in Pennsylvania.  But, to be honest, IF it's that much trouble, I would say as long as the EX report is close to the same in as TU and EQ, it's not worth trying to track the real EX FICO.


TU712, EQ 742 , EX 726 (As of 12/13/14) - Personal Goal = 760

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New Contributor
Posts: 81
Registered: ‎01-29-2013
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Re: Are the scores given on experian.com FAKO?

Getting my score from my credit union, soft or hard pull?


Starting Score: 548
Current Score: EX686EQ682,TU???
Goal Score: 760


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Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Are the scores given on experian.com FAKO?

Hardpull.  Sorry...

 

Only one CU gives the EX FICO free monthly.  That's PSECU.


knightlynews wrote:

Getting my score from my credit union, soft or hard pull?


 



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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Posts: 3,347
Registered: ‎10-19-2012
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Re: Are the scores given on experian.com FAKO?


Shogun wrote:

Hardpull.  Sorry...

 

Only one CU gives the EX FICO free monthly.  That's PSECU.


knightlynews wrote:

Getting my score from my credit union, soft or hard pull?


 


Or even non-free, for that matter, I believe.

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