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I know the best case scenario: CU between 1-9% reporting balance on one card only.
I was at about 52% last week. Between paying things down and getting a couple new cards and CLI's, I'll be around 30% when the dust settles.
I know it's going to be a while, but is there another 'step' between 9% and 50% to strive for? Or is it just a sliding 'lower is better'?
@Anonymous wrote:I know the best case scenario: CU between 1-9% reporting balance on one card only.
I was at about 52% last week. Between paying things down and getting a couple new cards and CLI's, I'll be around 30% when the dust settles.
I know it's going to be a while, but is there another 'step' between 9% and 50% to strive for? Or is it just a sliding 'lower is better'?
Below 30%, 20%, 15% I saw bumps in Fico on the way down, its different for everyone.
Thanks. I just need to be content seeing things go down in the way it makes the most sense to me then I guess.