Are there three FICO scores? Really?

[Velma2]

I understand that there are three different scores for the three credit bureaus. And I *thought* there was also a separate 4th FICO score. But when I came on the FICO website, it appears there is actually a FICO score from each bureau? So that makes 6 scores in all?

Really? Which one(s) are important?

Also, how different are the FICO scores from the scores directly from the bureaus?

Thanks,

Velma

[pizzadude]

Welcome to the forums !!

I'd suggest that you take a look at these threads on credit scoring, they should hopefully answer most of your questions:

Credit Scoring 101:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=29793

The Son Of Credit Scoring 101

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Son-Of-Credit-Scoring-101/m-p/718550#U718...

[Velma2]

Thanks. It appears that there really are a ton of different credit scores out there. Geez! How confusing!

[kkapdolee]

There are actually 49 different FICO scores.

See my signature for more info.