ObsessedwithmyFico wrote:Ok now I am really confused...What good is a PFICO?
ObsessedwithmyFico wrote:Ok that's interesting since my PFICO score is usually almost 30 points higher than my FICO. I get regular updates on WAMU. Ok now...can you tell me which cards check TU's PFICO? lol
I think with my situation that I may just end up getting an auto loan through a dealership and put up with the high interest for the first year, and then refinance with someone else later at a lower rate. I think it will take another year of careful attention to my credit situation before I'm really going to be in a situation where things will get better for me.
Usually, but I suppose the CU would have an option to pull an auto score.
I think I already know the answer to this but the auto credit score is only used by the car dealerships? If I get a loan through a credit union before going to buy a car, they use the FICO score, not the auto score correct?