The FICO score you're looking at are probably mortgage based. Try going to several dealers in a one week period of time and seeing what they have to offer. Multiple pulls for auto loans in a short period are treated as one inq to keep from penalizing people for shopping or the best interest rates.
That being said, you should have a whoel lot of problems, it will depend on the dealers criteria. Call em up and ask what interest rate you can get at that score. When you shop, make sure they understand that you are aware of your scores and that they are FICO scores not FAKO scores.