Average age and conflicting statements

[BallBounces]

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ejbeasley wrote:
Okay I understand that CLOSED accounts do apply, but my question now is the ones that are closed because they STOLEN or LOST also count? Because if that is the case, then it would seem that it's artificial and inaccurate average aging if you ever lose one of your cards for your newer or older accounts.

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I presume if you lost a card, you would close it.

[creditninja9000]

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@VistaV wrote:

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@ejbeasley wrote:
Okay I understand that CLOSED accounts do apply, but my question now is the ones that are closed because they STOLEN or LOST also count? Because if that is the case, then it would seem that it's artificial and inaccurate average aging if you ever lose one of your cards for your newer or older accounts.

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I presume if you lost a card, you would close it.

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......Yes....why wouldn't someone report a card they know they've lost?

Not sure if I understand the purpose of your reply.

[BallBounces]

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ejbeasley wrote:

......Yes....why wouldn't someone report a card they know they've lost?

Not sure if I understand the purpose of your reply.

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My reply was intended to illustrate that since the account was closed, it would still show and age on your credit report until it fell off.

The reason for closure is irrelevant, so long as the account is listed and closed.