Excellent! Keep us posted! 
ok here is an update. Am looking for advice on how to combat this reasoning. I have been talking to the rep at Drive Financial. Very nice and prompt. First, I discover today that they did a hard pull on my Equifax. In addition, per their request, I faxed them copies of my credit report showing the account listed twice. Here is the rep's explanation and she is calling me back on Monday because I am challenging her on the points below and asking for an explanation and she is at a loss to explain it and so runs back to the credit reporting department all the time for explanations. In addition, I ask why she can't just delete the one account and she said if they do, both will disappear. What????? so I would like some advice on how to get this taken care of.
According to their credit reporting department, the one account was "closed" when I filed BK. Then they "reopened" another account, with a different account number to show the bankruptcy filing. This account is suppose to be reporting as active and she told me that once discharged will be changed to "paid" status.
Now first of all, both accounts are showing as included in BK, IIB. Secondly how in the world do they need 2 accounts to show that 1 car loan was IIB? I am at a loss here.
So is there any ruling anywhere that states this is not the way to report this? None of my other accounts have needed 2 accounts to show it as IIB. I am at a loss. 
Message Edited by granny031350 on 04-25-2008 03:22 PM