Reply
Regular Contributor
Posts: 131
Registered: ‎05-06-2007
0

BOA--Reporting to Big (3) Monthly?

[ Edited ]
I spoke w/customer service mgr. on this morning and she told me that BOA don't update to big 3 every month. She say it just will automatic show as pays as agrees. Example: I received my card in July and they report it for one time. She's saying that once they report that time...they don' t report again until you go over the limit or late. I truly don't believe she knows what she's talking about...because I had a B-T done before I got the card and they reported that bal when they reported. If this is true...then UTL would probably be great w/them. I am going to call in a little while and verify this... because I have learned that you about got to speak w/ someone on supervisor level. Anyone ever heard of this??? I am 4-sure someone would have mentioned that by now if it was true.


Message Edited by SGT_F on 07-15-2007 11:39 AM

Message Edited by SGT_F on 07-15-2007 01:14 PM
Regular Contributor
Posts: 131
Registered: ‎05-06-2007
0

Re: BOA--Reporting to Big (3) Monthly?

Update: I spoke w/another account mgr and she verified the same thing. So..my CL is 2k and all will ever be reported is the $307 BT I had done when they reported for the first time. So...unless I go over-limit or default..this is all will ever be reported. Interesting...because I didn't know this. My UTL will be great w/them then if this is true. I tell you what though...if they don't know what they r talking about...I am going to be very upset.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.