@Anonymous wrote:I paid off my balance before statement date every month? Meaning 0 balance would be reported to credit bureaus each month but wouldn't the actual payment amount be shown on the report with the the "OK(s)"? Wouldn't that be good?
It depends on the creditor and the credit bureau as to what is reported. Sometimes the amount you paid is reported, but sometimes it isn't. You shoukld look at one of your credit reports and see exactly what is and isn't reported in that case.
However, paying all cards to $0 before the amount reports wilnot give an optimal FICO score. Read this post for more details: http://ficoforums.myfico.com/t5/General-Credit-Topics/How-do-I-play-the-1-9-Utilization-Game-Please-Help/m-p/2471257#M199479
