@Anonymous wrote:
Welcome to the forums. There is no way anyone would know the answer to your question. How a large balance on a credit card will affect your scores is entirely dependent upon what your credit file looks like. Unless you are planning on a mortgage or auto purchase I wouldn't worry about score changes so much. Your reports have no memory when it comes to utilization and whatever drop you might get will disappear as you pay off the card.
That. ^
I let a $4800 balance report on my Sallie Mae last month and lost 6 points... I paid it in full and after a few charges the new balance reported was $1400.
Got the 6 points back.
