Balance decrease ended up in 21 point drop

[Anonymous]

I'm not sure I understand what happened?  I paid down the balance on one of my cards and ended up with an Experian drop of 21 points?  I know there are many factors that could determine why this happened, but myFico tied the drop to the balance decrease?  Has anyone had this happen recently?  Did you figure out what the reasoning was?  I thought paying down the balances on cards was a good thing?

[Anonymous]

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@Anonymous wrote:

I'm not sure I understand what happened?  I paid down the balance on one of my cards and ended up with an Experian drop of 21 points?  I know there are many factors that could determine why this happened, but myFico tied the drop to the balance decrease?  Has anyone had this happen recently?  Did you figure out what the reasoning was?  I thought paying down the balances on cards was a good thing?

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Paying down the balance did not cause the score drop.  It just caused the alert to be issued and something else in your credit file caused the score drop.  

[Anonymous]

Thanks for the response Irish!  After this thread was moved to the correct forum - Understanding FICO scoring, I began reading the other threads in the FICO scoring section.  I think I am beginning to understand.  I spend so much time in the credit cards section, I didn't even think to place the question to this thread.

[olivegirl]

Paid down my balances and my scores dropped, then they rebounded...hope this helps