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Balance is blank or N/A on IIB accts

New Visitor

Balance is blank or N/A on IIB accts

I have been researching this board for a few hours so forgive me if this is answered somewhere.
 
I have several IIB accts listed correctly as IIB, but the balance is blank. (And often the past due line is blank).  I understand  since the BK is discharged the balance should be $0.  Is the blank balance affecting my score negatively?  I'm afraid that creditors may see this as there is a balance, it is just unknown. Is this better left alone? My one thought is to dispute as not 100% accurate without a balance listed and should be deleted. 
 
 
 
Any thoughts are greatly appreciated.
 
Barb
Message 1 of 3
2 REPLIES
Senior Contributor

Re: Balance is blank or N/A on IIB accts

Is it showing as closed? I would dispute it as inaccurate, and specifically state that it's not showing a $0 balance.
 
There's a couple of useful reads about post BK CR reporting here.
 
And I believe a few more on the MyFairCredit BK forum.
 
Message 2 of 3
Highlighted
Regular Contributor

Re: Balance is blank or N/A on IIB accts

Blank sounds a lot like $0 to me. As long as it's not reporting a balance due, I think it's accurate.
Message 3 of 3