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Since there is no mention of Equifax, where are you obtaining your scores?
@AnonymousI use transunion and equifax from credit karma. I think i mentioned it on my other post
Credit Karma does not provide FICO scores and FICO scores are what most lenders use. The Vantage Scores provided by CK are useless and should be ignored. You'll want to get your hands on your FICO scores to see where you really stand.