Bank of America scoring

[Anonymous]

Ok, I'm confused, well more than normally.

I got two Bank of America cards on the 5th and on the 11th. I received two letters today giving me my credit score information. They both source as Experian and they both say 834 and that the range is 300-850. On here my Experian score is 806 and hasn't moved. I looked at the other versions and the only one that comes close is the Fico Bankcard Score 8 which is 837, but the range is 250-900.

Anybody have any idea of what scoring system BofA is using or why there is such a large difference?

[racer-x]

Looks like they used EX Bankcard 08......carry on....nothing to see here.

[Anonymous]

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@racer-x wrote:

Looks like they used EX Bankcard 08......carry on....nothing to see here.

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You had to do it, you just had to go and do it.....

You made me go look at the Many Flavors of Fico thread.

Now my brain hurts.....

[Anonymous]

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@Anonymous wrote:

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@racer-x wrote:

Looks like they used EX Bankcard 08......carry on....nothing to see here.

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You had to do it, you just had to go and do it.....

You made me go look at the Many Flavors of Fico thread.

Now my brain hurts.....

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Hey Omne,  how hard was it to get the Simmons card?  Make you go thru any hoops to get it?

[Anonymous]

Yep, I had to provide various documents. From what I remember, it's been a couple of years, I needed paystubs, tax transcript, photo ID, proof of residency such as utility bills.

I saw it more as a challenge since I used to have credit problems.

[Anonymous]

I should add that Iberia wanted a lot of the same things.